Last Updated: October 28, 2025
At CreditosSempre.com, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you visit our website or interact with our services.
1. Information We Collect
We may collect the following types of information:
- Personal Information – such as your name, email address, or phone number when you fill out forms, subscribe to our newsletter, or contact us.
- Usage Data – including your IP address, browser type, operating system, pages visited, and the time and date of your visit.
- Cookies and Tracking Technologies – to improve website performance and personalize your experience.
2. How We Use Your Information
Your data may be used for the following purposes:
- To operate and maintain our website;
- To improve our services and content;
- To communicate with you, including responding to inquiries;
- To send newsletters, promotions, or updates (only if you have opted in);
- To comply with legal obligations and prevent fraudulent activity.
3. Cookies and Tracking
We use cookies, pixels, and similar technologies to:
- Analyze website traffic and performance;
- Personalize content and ads;
- Improve user experience.
You can choose to disable cookies through your browser settings. However, this may affect the functionality of certain parts of the website.
4. Third-Party Links and Affiliates
Our website may include links to third-party services or affiliate offers.
Please note that these external sites have their own privacy policies, and we are not responsible for their practices. We recommend reviewing their policies before providing personal information.
5. Data Protection and Security
We implement appropriate technical and organizational measures to protect your data from unauthorized access, alteration, disclosure, or destruction.
However, please be aware that no online system is 100% secure, and we cannot guarantee absolute protection.
6. Your Rights
Depending on your location, you may have the right to:
- Access and obtain a copy of your data;
- Request correction or deletion of your personal data;
- Withdraw consent at any time;
- Object to the processing of your data;
- Request data portability.
To exercise any of these rights, please contact us at privacy@creditosempre.com.
7. GDPR Compliance (European Union Users)
If you are located in the European Economic Area (EEA), we process your personal information in compliance with the General Data Protection Regulation (GDPR).
The lawful bases for processing include consent, legitimate interest, and compliance with legal obligations.
8. CCPA Compliance (California Residents)
California residents have specific rights under the California Consumer Privacy Act (CCPA), including:
- The right to know what personal information is collected and how it is used;
- The right to request deletion of personal data;
- The right to opt out of data sales (we do not sell personal data).
To exercise your CCPA rights, please contact us at privacy@creditosempre.com.
9. LGPD Compliance (Brazilian Users)
For users in Brazil, we comply with the Lei Geral de Proteção de Dados (LGPD).
You may request confirmation, access, correction, anonymization, or deletion of your personal data, and you may revoke consent at any time.
10. Data Retention
We retain personal information only as long as necessary for the purposes described in this policy, or as required by law.
11. Children’s Privacy
Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a child has provided us with personal data, please contact us immediately.
12. Changes to This Policy
We may update this Privacy Policy periodically. Any changes will be reflected on this page with the updated “Last Updated” date.
We encourage you to review this policy regularly to stay informed about how we protect your data.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:
📧 privacy@creditosempre.com